1. Evaluate your current situation - Working with you we find your full picture of where you are now and from there we have the base to build upon. 

2. Explore your ambitions and goals - We consult with you to find exactly where you as a person want to be. Whether you have a set aim for retirement, another income stream/building a pot for the future, want to protect yourself for if things go wrong or passing on your wealth to the next generation tax efficiently. And this is where wealth planning is required. 

3. Strategise a plan – A complicated process, even more so for the very busy or not having the expertise or resources. This part of our process takes a lot of time as it is individually created for your aspirations and needs. 

4. Implement the strategy – Taking all the information you have given us and fully explaining the plan created to you and putting the plan to work.

5. Ongoing advice – This takes continuous work and attention from us as you and your investments will almost certainly need adjusting along the way. We will do so accordingly as a part of our long term commitment to you. 

If you have any questions at all, call us directly on – 02080 420000 or 07946 341854

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.